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Kotak Mahindra Jifi Account Review – Open Account online

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kotak jifi account open

Last Month maine Kotak Mahindra Bank me apna jifi Account open kiya, aaj main aapko apna pura experience share karne ja raha hu. Is se pahle main likhne ki shuruat karu main aapse kuch poochna chahta hu –




  • kya aap International Payment nahi kar pa rahe?
  • Kya aapka Debit Card Paypal Support nahi karta?
  • Kya aap ghar baithe Account open karana chahte hain?
  • Kya aap Behtar banking experience chahte hain?

In sab sawalo ka jawab haan hai to yah Post aapke liye hi hai. Dosto abhi tak main ICICI Banking ka use karta tha. Kafi samay ho gaya tha isliye socha ki koi dusri bank ki service ki advantage lu.

SBI bank ke saath mera experience kafi bura raha hai khaskar SBI Debit card jiska name to international Debit card hai par International payment nahi karta.

Most of indians internet users and Bloggers ki sabse badi problem yahi hai ki unko international purchase karne ke liye koi payment option hi nahi hai, jo hai wo kabhi work karta hai aur kabhi nahi karta.

Most of bank, khaskar govt. sector ki banking service to bahut hi low quality ki hai. Reserve bank ke jyada dakhal dene ke karan most of banks ne international payment ko kafi muskil bana diya hai.

Magar dosto aaj main aapko is Problem ka solution batane ja raha hu, jo ki mera khud ka experience hai. Jaisa ki maine kaha Last month maine Kotak mahindra bank me account open karaya, wo bhi bina kisi pareshani ke ghar baithe. Aaj main wahi experience bata raha hu aur saath hi Account open kaise karaye iski Details bhi aapko Batane ja raha hun




Kotak Jifi Account Kya hai?

Kotak Jifi Account, yah Kotak Mahindra bank ki ek nayi pahal hai jisme aap easily apna saving/current account open kara sakte hain wo bhi online apply karke. Aapko bank jane ki koi jarurat nahi hai, banking ka sara kaam aap online hi kar sakte hain. Kotak Jifi Account me hum 2 type ke Account open kara sakte hain.

1) kotak jifi Saver Account: Is Account me minimum Rs.10,000 ka balance hona jaruri hai. Aapko 6% per annum interest milta hai. Is Account ke sath aapko Platinum Chip based Debit card milega jo ki Paypal ko Support karta hai aur international Debit card payment bhi.

Aapko har transaction ke liye extra points milenge jise aap online shopping ya money me convert karke account me add kar sakte hain.

2) Kotak Jifi Account: Is Account me aapko balance maintain karne ki jarurat nahi hai, aapka balance agar Zero hai to bhi aapka account active rahega. Yah current account hai isliye aapko isme interest nahi milega.

Agar aap keval International Payment karne ke liye Debit card pana chahte hain to yah Account Best hai.

Account open karne ke liye aapko Rs.10000 deposit karne honge jo aap baad me Withdraw kar sakte hain. Iske saath aapko Platinum chip based Debit card milega. Isme bhi Aapko har transaction ke liye extra points milenge jise aap online shopping ya money me convert karke account me add kar sakte hain.

Ghar Baithe Kotak Jifi Account Open karne ki Process

kotak jifi signup




Step 1: Kotak jifi account open karne ke liye sabse pahle aapko KotakJifi.com par jana hai, waha aapko Jifi Saver or jifi – dono me se ek aapko jo account open karna hai wo choose karna hai, Select karne ke baad “Signup” par click kare.

kotak jifi signup

Step 2: Ab Signup window me aapko apna Email Address enter karna hai aur “Signup” par click karna hai. Aap chahe to facebook se bhi signup kar sakte hain. ( Note: aapki email ID par jifi account par login karne ke liye password sent hoga)

kotak jifi form

Step 3: Next screen me aapko Signup form Fill-up karna hai. Jisme aapko apna Full Name, email ID, Mobile Number (yahi Mobile number se aapki banking operate hogi), Choose account type, select city – aur last Application Submit kar de.

Congrats, aapne Jifi Account ke liye successfully apply kar diya hai. Ab Next –




1: Bank Executive ka Call aayega

Ab next aapko Kotak Bank Executive ki taraf se call aayega, jisme aapko Verify karna hai ki aap Account open karna chahte hain. Aapko apna Address dena hoga taki Kotak bank Person aapke ghar par aakar aapke Document Collect kar sake.

Executive aapke ghar kab aaye iska Time Note karaye, aap chahe to usi din bank person ko Bula sakte hain. Apni Najdeek Kotak Branch ko pasand kare.

2: Document Ready rakhe

Aapko aapki mail ID par sari details send kar di jaayegi. Aapko bas jaruri Document ready rakhna hai jisme Address Proof, ID Proof and One Passport size Photo shamil hai. ID Proof me pan card and Address proof me Aadhar card ka use kar sakte hain. (Note: Apne Pan Card ki copy jarur include kare)

 3: Money Deposit ready rakhe




Account open karne ke liye aapko Rs.10000 Deposit karne honge, ye Deposit aap Bank Person jo aapke ghar aayega use Cheque ke through de sakte hain.

Iske alava aap online deposit bhi kar sakte hain, online pay karne ke liye aapko email ID par Deposit link milegi us par click karke aap online pay kar sakte hai other bank account se.

4: Bank Person Visit Home

Aapke diye gaye samay par Bank person aapke Ghar aayega aur Form par jaruri Signature lekar Documents and Deposit cheque collect kar lega. That’s it, kaam ho gaya.

kotak jifi bank kit

Documents and Deposit Submit karne ke baad aapko bus 10 days wait karna hai, aapke ghar par aapko Banking kit- jisme Cheque book and Platinum Debit Card milega. Uske baad Online Banking and Debit card PIN aapko alag se Receive hoga.

Paypal Me Kotak Platinum Debit card Add kare

Jaisa ki maine aapko bataya ki Kotak jifi account ke saath Platinum Debit card Paypal aur sabhi International Debit Card Payments support karta hai.

Paypal aur online use karne se pahle Apna Platinum Debit card Activate karne ke liye aapko kisi bhi ATM par jakar single transaction karna hai, bus aapka Card Activate ho chuka hai. Ab aap is card ko Paypal me ADD kar sakte hain.

Other Things

Kotak Jifi Account me aapko Passbook nahi milti hai, kyunki banking ka sara kaam aap online kar sakte hain. Aapko har mahine Banking Statements milega, aap chahe to online statement bhi pa sakte hain. banking se related help and support ke liye aap Kotak customer care (18002662666) par 24/7 anytime baat kar sakte hain.

Conclusion

Overall, mera abhi tak ka experience bahut hi acha raha hai Kotak Mahindra Bank se saath. International Payment main ab bina kisi Problem ke kar sakta hu.

Pahle main ICICI bank Debit card use karta tha, ab Kotak Debit card ka karta hu. Agar aap bhi International Payment karne me dikkat ka saamna kar rahe hain ya fir Debit Card paypal me ADD nahi ho raha hai to Kotak Jifi Account open karke Platinum Debit Card ka use kare.

Comments (2)

  • online passport me koi dikat to nahi hai
    ya hum ofline kare

    Reply
    • Author

      Nahi rahul,
      Aap online passport ke liye easily apply kar sakte hain.
      offline aapko jyada pareshani hogi.
      Online me apply karke aap appointment book karke passport receive kar sakte hain.
      Follow step-by-step Guide.

      Reply

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